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B2B Debt-Collection Marketplace · Kingdom of Saudi Arabia

Collect smarter. Through one trusted platform.

Estardat connects businesses with licensed collection agencies. Assignment, communication, negotiation, settlement — all handled in one secure, AI-enabled ecosystem.

PCI DSS L1PDPLSAMANafathHosted in KSA

Recovered through Estardat

SAR 0

Aggregate across all sandbox cases — illustrative only.

How it works

From upload to recovery, in four protected steps.

  1. Step 1

    Client Company

    Uploads collection requests via Excel, CSV, API, or manually.

  2. Step 2

    Estardat Platform

    Validates, runs the Smart Assignment Engine, routes the case.

  3. Step 3

    Collection Agency

    Contacts the debtor through the protected hub and negotiates within authority.

  4. Step 4

    Debtor

    Verifies via Nafath, communicates, and pays — only through the platform.

Built for the Saudi market

Six flagship capabilities that move every case forward.

Smart Assignment Engine

AI matches each case to the best-fit licensed agency.

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Protected Communication Hub

Chat, routed calls, WhatsApp, SMS, email — numbers always hidden.

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Three-Party Settlement & Commission

Platform collects, splits commission dynamically, transfers principal.

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AI Copilot & Insights

Context-aware assistant plus proactive, party-specific recommendations.

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Nafath Verification

Debtor identity confirmed through Nafath before action.

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Real-Time Dashboards & Reports

Live case, performance, and financial visibility per party.

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Two sides, one marketplace

Distinct experiences. Same protected ecosystem.

For companies

Recover more without managing agencies directly.

  • Faster recovery, end to end
  • Real-time tracking without contacting agencies directly
  • Settlement approvals beyond agency authority
  • Automatic fund transfer net of commission
  • Monthly tax invoices

For agencies

Receive pre-matched cases and earn transparently.

  • Receive pre-matched cases
  • Protected communication tools
  • Settlement workflow
  • Performance dashboard
  • Earned-commission visibility
  • Featured-listing option

Agency activation requires platform review of CR + collection licenses.

Ecosystem protection

All communication and payments flow exclusively through Estardat.

Phone numbers are hidden between parties. Calls are routed; messages are logged; funds are received and distributed by Estardat.

Aggregate, illustrative

What's flowing through Estardat today.

Aggregate figures from sandbox data — not per-account.

SAR 0

Total recovered

0

Licensed agencies onboarded

0

Companies served

0

Cases processed

What teams say

Built around the partners who use it.

Illustrative quotes — not real customers.

Our recovery rate climbed within weeks and the dashboards finally answer 'where is this case?' without a phone call.
LA

Lina Al Otaibi

Head of Receivables · Riyadh Telecom Co.

Cases land pre-matched to our specialism. Negotiation and settlement live in one workflow — no email chains, no chasing.
TA

Tarek Al Harbi

Managing Partner · Al Mas Collections

A neutral marketplace that protects every party — and a settlement engine that actually does the math.
SA

Sara Al Qahtani

Ops Lead · Estardat Platform

Pricing

Plans that grow with the work.

Collection commission applies on every collected amount. Subscriptions and premium add-ons are complementary.

Starter

from SAR 0

Small companies & agencies getting started.

Most popular

Growth

from SAR 1,199/mo

Teams ready for AI, API & advanced reports.

Enterprise

Custom

SSO, SLAs, custom integrations & compliance.

FAQ

Answers, before you ask.

Ready when you are

Move every case forward — through one trusted platform.

Sign up for sandbox access or talk to our team about your portfolio.